With any of our shop or office policies our policyholders can enjoy the peace of mind gained from being covered against any risk which could threaten your business.

The basic policy gives a wide range of cover, from all risks on your contents to business interruption and liabilities, and can be tailored to suit your requirements. Optional additional cover, to include buildings, goods in transit, personal accident and frozen food, is also available.

Standard cover includes:
Trade contents Protection against all risks
Business interruption Covers against financial loss following damage by an insured event
Liabilities Employer’s liability, public and products liability (including sale of goods)
Glass All risks cover
Computers Theft, loss or damage cover
Personal accident assault Injury to you or your employees if attacked during the course of business

Optional cover includes:
Buildings Protection against all risks
Deteroriation of stock Following freezer or cold store failure
Goods in transit Loss or damage to transported or consigned business goods
Personal Accident Injury benefits for persons in full-time employment
Loss of licence Compensation if licence is withdrawn
Other features Inflation protection
  Seasonal stock increases at peak periods
  The facility to pay your premiums by instalments

Please telephone or email us so that we can provide a detailed quotation.